Looking to buy
your dream home?

We know that purchasing a home can be overwhelming. That's why we make the loan process as easy as possible and make sure you get the best rate!

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Welcome to Guillermo Santos - Empower My Loan

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Guillermo Santos is your premiere mortgage lender located in San Ramon, CA. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced team of mortgage experts are here to help you find the ideal financing solution.

 

The Guillermo Santos - Empower My Loan team has over 20 years of lending experience. We consistently rank among the highest in overall customer satisfaction among California mortgage companies. Give us a call today to find out how we can help you with your home financing needs.

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Why choose Guillermo Santos - Empower My Loan?

Our Experience

Guillermo Santos has over 20 years of experience in residential lending. That means we can find a solution to any situation.

We're Local

Guillermo Santos is proud to serve the San Ramon area. Whether you're looking to move here or move up, we're here to help.

Our Values

Every member of the Guillermo Santos - Empower My Loan team prides themselves on their honesty, integrity, and lasting relationships with clients.

Award Winning Mortgage Technology

With our digital mortgage experience you can apply for a home loan on the go. A few advantages of Guillermo Santos - Empower My Loan's mobile application system are ease of use, secure digital document upload, and answers to your questions at your fingertips. The home loan process has never been easier to manage on the go.

Noe and Celia Jimenez

It's been more than a year that Mr. Santos qualified my family for our dream home. This is the second time we work with Guillermo, he has exceeded our expectations both times and we are forever great full for the work that he has provided. I'm not much for words but he is one person that I would strongly recommend to anyone trying to qualify for a home his team is outstanding and very knowledgeable. Thank you
Sincerely,
Noe and Celia Jimenez

Sarah Ledford

GUILLERMO IS THE G.O.A.T.!! Truly. He'll get you the best rate he can but rates aside I'd literally pay more to work with him (even though I didn't have to). He is so on top of it, so transparent, so informative. As first time home buyers we knew nothing and he really took the time to walk us through the process, information, explain, answer questions, etc. He's amazing. He was literally on vacation in south east asia when I first reached out and was working trying to get us information. He goes above and beyond and is truly a gem. We loved working with Guillermo and can not recommend he and his team (thanks Kathryn!) highly enough!!

Claire

Guillermo was very helpful throughout my home search and buying process. He was responsive to my texts at all hours and filled me in with details along the way. He was obviously very experienced in the process and helped reassure me as we went along. Would recommend him and his team to anyone looking to buy a house.

Gabriela Pina

I recently worked with Guillermo Santos on a transaction, and he was phenomenal. Guillermo is extremely on top of everything, communicates clearly, and keeps everyone updated throughout the entire process. He’s professional, reliable, and truly cares about taking care of clients.

Frederick Alfredo

Guillermo was awesome to work with. We had a tricky property and a very difficult timeline to complete. He never dropped the ball and always ahead of the curve, anticipating potential issues. It was a very successful transaction and I highly recommend him!!!

Guillermo Santos NMLS# 972977
Branch NMLS #1866168

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1019

Guillermo Santos - Empower My Loan

Office: (510) 931-9114

Bishop Ranch 3, 2603 camino suite 200
San Ramon, CA 94583

Company NMLS: 1729528

*Website authorization by the New York State Department of Financial Services is pending (or not authorized). Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.*

We do not collect any personally identifiable information through technologies such as cookies or web beacons on this site. The only information we collect is from visitors who complete an application on this website and only for the purpose of evaluating the application for a mortgage loan.

Credit Card Refund Policy: No refunds for charges processed through the use of Credit Cards.